Terms of Use

Welcome to Galleon

Galleon Technologies, Inc. is a Delaware corporation ("Galleon," "we," or "us"). Operator is Galleon's software for real estate investors. Operator is a paid subscription service. New accounts begin with a free trial that requires a valid payment method and converts automatically to a paid plan unless cancelled before the trial ends. Current plans, features, limits, and pricing are described at galleon.io.

These Terms of Use (the "Terms"), along with our Privacy Policy, govern your use of our website (galleon.io), the Operator web application, and all features we provide (collectively, the "Services"). By using the Services, you acknowledge that you have read and understood these Terms and agree to be bound by them.

If you do not agree with any part of these Terms, you must not use the Services.

Important Notice Regarding Arbitration

Investment and Real Estate Disclaimer

Galleon is not a registered financial advisor, broker-dealer, real estate broker, or licensed professional. The Services provide informational tools and analysis for educational purposes only and should not be construed as investment advice, real estate advice, tax advice, or legal advice. All investment and real estate decisions carry risk, and past performance does not guarantee future results. You are solely responsible for evaluating the merits and risks of any investment or real estate transaction. We strongly recommend consulting with licensed financial advisors, real estate professionals, tax advisors, and legal counsel before making any investment decisions. Galleon and its affiliates will not be held liable for any losses or damages arising from investment or real estate decisions made based on information provided through the Services.

The following additional disclaimers apply to specific features of the Services:

Automated Valuation Models (AVMs). Property value estimates sourced from third-party data providers including REAPI and BatchData are estimates only and may not reflect actual market value. Galleon makes no representation as to their accuracy, timeliness, or completeness.

Rent Comparable Data. Rent comparable data sourced from Rentometer and similar providers reflects market data at a point in time and is not guaranteed to represent achievable rents for any specific property. Rent monitoring alerts are generated by comparing the rent you enter against this third-party data and are only as reliable as both.

Financial Calculations. All financing calculations, IRR outputs, cash-on-cash projections, cap rate estimates, and similar metrics are mathematical outputs based solely on user-provided inputs and, where applicable, third-party data. Galleon does not verify the accuracy of user-provided data. Outputs are only as reliable as the inputs. Nothing generated by the Services constitutes a financial projection or guarantee of future performance.

Lender-Ready PDF Exports. Lender-ready PDF exports are formatting tools only. Galleon makes no representation that any lender will accept, rely upon, or approve any financing based on documents generated through the Services.

Every report or export generated by the Services is subject to the following disclaimer, whether or not it appears on the document itself:

"This report was generated by Operator, a software product of Galleon Technologies, Inc., from data entered by the user and estimates supplied by third-party data providers. Galleon has not verified the user-entered data. Property values and market rents are automated estimates, not appraisals. Financial metrics are mathematical outputs of the inputs and are not projections, guarantees, or investment advice. No advisory, fiduciary, or other relationship is created by the use of this report."

You agree not to remove or alter that disclaimer where it appears on a report.

Buy Box Agent. The Buy Box Agent surfaces properties based on acquisition criteria you define. A match does not constitute a recommendation, endorsement, or evaluation of any property, and does not mean that a property is for sale, that its owner wishes to sell, or that any person may be contacted about it. Property data, pricing, and availability may change without notice. You are solely responsible for conducting your own due diligence on any property surfaced through the Buy Box Agent before making any acquisition decision.

Portfolio Data

Your Ownership of Portfolio Data

You retain all ownership rights to the data you input about your properties, including addresses, purchase prices, acquisition dates, loan terms, rental income, operating expenses, and all other information you provide about your real estate holdings (collectively, "Portfolio Data"). Galleon does not claim ownership of Portfolio Data.

License to Portfolio Data

By entering Portfolio Data into the Services, you grant Galleon a limited, non-exclusive, non-transferable license to process, store, and use your Portfolio Data solely for the purpose of providing the Services to you. Galleon will not sell, license, or otherwise transfer your Portfolio Data to third parties except as expressly required to operate the Services, including passing property addresses to third-party data providers to return valuation estimates or rent comparable data.

Aggregated and Anonymized Data

Galleon may aggregate and anonymize Portfolio Data across its user base for internal analytics, product development, and market intelligence purposes. Such aggregated data will not identify any individual user or their specific properties.

Your Responsibility for Data Accuracy

You are solely responsible for the accuracy and completeness of Portfolio Data you input. Galleon has no obligation to verify Portfolio Data and is not liable for outputs, calculations, reports, or alerts generated from inaccurate, incomplete, or outdated Portfolio Data.

Data Retention and Export

Galleon will retain your Portfolio Data for the duration of your account and for a period of 90 days following account termination or cancellation, after which Portfolio Data will be permanently deleted from our systems. You may export your Portfolio Data at any time prior to account termination through the account settings.

Third-Party Data Providers

Data Sources

The Services integrate with third-party data providers including REAPI, BatchData, and Rentometer (collectively, "Data Providers") to deliver property valuations, rent comparable data, property and ownership records, listing data, and related information (collectively, "Provider Data"). Galleon does not control Data Providers and makes no representation as to the accuracy, timeliness, completeness, or availability of Provider Data. Each Data Provider's own terms of service and privacy policies govern their respective data practices. Where the Services display attribution to a Data Provider, that attribution is required by the Data Provider and may not be removed. Galleon is not liable for any inaccuracies, outages, interruptions, or errors originating from Data Providers, including any downstream impact on calculations, alerts, or reports generated within the Services.

Restrictions on Provider Data

Provider Data is licensed to Galleon under terms that restrict how it may be used. By using the Services, you agree that you will not:

• Redistribute, resell, sublicense, publish, or otherwise make Provider Data available to any third party, whether for a fee or otherwise, including any data broker, ad network, ad exchange, or other advertising or data monetization party.
• Extract, download, scrape, or copy Provider Data in bulk, or use the Services to compile a database or dataset of Provider Data.
• Combine Provider Data with data obtained by scraping, or by any means other than the Services or the Data Provider's own authorized channels.
• Remove, alter, or obscure any attribution, copyright, trademark, or other proprietary notice that accompanies Provider Data within the Services or in any export.
• Use Provider Data to build, train, or improve any product or service that competes with the Services or with any Data Provider.
• Use Provider Data, or any output of the Services derived from it, for any purpose regulated by the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq., or any similar state law, including to determine eligibility for credit, insurance, employment, housing, or tenancy. The Services are not a consumer reporting agency and Provider Data is not a consumer report.
• Use Provider Data in any manner that violates applicable law, including laws governing privacy, telemarketing, and data protection.

You may use Provider Data only within the Services, for your own real estate investment activities, and in compliance with these Terms. Galleon may suspend or terminate your access if it reasonably believes you have violated these restrictions, and you agree that Galleon may share information about such violations with the affected Data Provider.

Buy Box Agent

The Buy Box Agent is an automated monitoring service included with every subscription. You define one or more sets of acquisition criteria (each a "buy box"), and the Buy Box Agent surfaces on-market listings and off-market properties matching those criteria, enriched with property, ownership, and distress data from Data Providers.

Buy Box Limits

Each subscription plan includes a set number of buy boxes that may be active at one time. Current limits by plan are described at galleon.io. Galleon may enforce these limits within the Services and may offer additional buy boxes as an add-on on terms described at galleon.io or in a separate written agreement.

Limitations

The following limitations apply to the Buy Box Agent:

• Galleon does not verify the accuracy of listing, property, or ownership data sourced from Data Providers. Prices, availability, ownership, and other details may change without notice.
• A match against your buy box criteria does not constitute a recommendation, endorsement, or assessment of any property's legal, physical, financial, or investment merit.
• An off-market match means only that a property fits criteria you defined. It does not mean the property is for sale, that the owner is willing to sell, or that any person may be contacted about it. You are solely responsible for complying with all laws that apply to any outreach you choose to make.
• You are solely responsible for conducting independent due diligence on any property surfaced through the Buy Box Agent before making any acquisition decision.
• Galleon makes no representation that any property will be available for purchase or that any data is accurate at the time of your review.

Changes to Terms and Services

Our Services are evolving, and we may update them and these Terms from time to time. If we modify the Terms materially, we will provide at least 30 days' notice either by posting the updated Terms within the Services or through direct communication to your registered email address. If you continue to use the Services after updated Terms have taken effect, you are agreeing to be bound by them. If you do not agree to be bound by updated Terms, you must discontinue use of the Services.

Galleon may, at its sole discretion, change or discontinue all or any part of the Services at any time and without notice, including the features included in any plan. Galleon reserves the right to establish general practices and limits concerning use of the Services, including the maximum period that data will be retained and the maximum storage allotted on Galleon's or its third-party providers' servers. Galleon has no responsibility or liability for deletion or failure to store any data or content maintained or uploaded through the Services.

Accessing the Services

You are responsible for obtaining the internet access necessary to use the Services and for any charges associated with it. You are responsible for acquiring and updating compatible hardware, browsers, and devices necessary to access the Services. Galleon does not guarantee that the Services, or any portion thereof, will function on any particular hardware or device. The Services may be subject to malfunctions and delays inherent in the use of the internet and electronic communications. Galleon will not be liable for any outages to the Services that may occur for any reason.

Who May Use the Services

You may use the Services only if (1) you are 18 years of age or older (or the legal age of majority in your jurisdiction) and (2) you are capable of forming a binding contract with Galleon and are not barred from using the Services under applicable law.

To use the Services, you must create an account ("Account"). You agree to provide accurate, complete, and current information for your Account and to update that information as necessary to keep it accurate. Failure to do so may result in suspension or termination of your Account. You agree not to disclose your Account login credentials to any third party and to notify us immediately of any unauthorized use of your Account. You are responsible for all activity that occurs under your Account.

Galleon reserves the right to disable any account, username, password, or access at any time, in its sole discretion, for any reason including violation of these Terms.

Subscriptions

Subscription Plans and Features

The Services are available only with a paid subscription ("Subscription"). Current plans, the features and limits included in each plan, and pricing are described on the Galleon website at galleon.io.

Free Trial

New Accounts begin with a free trial of 7 days (the "Trial"). To start a Trial, you must select a plan and provide a valid payment method. You will not be charged during the Trial.

When the Trial ends, your Subscription begins automatically and your payment method will be charged for the plan and billing period you selected at signup, unless you cancel before the Trial ends. You may cancel at any time during the Trial through your Account settings, and if you do, you will not be charged.

Galleon will send a reminder to your registered email address before the Trial ends. Failure to receive that reminder does not affect the terms of the Trial.

Each person and each business entity is eligible for one Trial. Galleon may decline to offer, shorten, or terminate a Trial in its sole discretion, including where it reasonably believes a Trial is being used to circumvent these Terms.

Subscription Period and Renewal

Subscriptions are billed in advance on a recurring monthly or annual basis depending on the plan you select. At the end of each billing period, your Subscription will automatically renew for the same period under the same conditions unless you cancel it or Galleon cancels it. For annual Subscriptions, Galleon will send a reminder to your registered email address before the renewal date.

Cancellation

You may cancel your Subscription at any time through your Account settings or by contacting us at info@galleon.io. Cancellation takes effect at the end of your current billing period. You will retain access through the end of that period. If a renewal charge has already been processed when you cancel, your cancellation applies to the following period. We would rather you leave easily than feel stuck, so cancellation is never conditioned on speaking with anyone.

Billing

You must provide accurate and complete billing information and keep a valid payment method on file. Should automatic billing fail, Galleon will issue an electronic invoice requiring manual payment within the deadline specified in that invoice, and may suspend access to the Services until payment is received. Galleon may terminate any Subscription for which an amount is due and unpaid. Galleon is not responsible for overdraft, insufficient funds, or other fees charged by your bank or card issuer as a result of a failed or successful charge.

Fee Changes

Galleon may modify Subscription fees at any time, effective at the end of the then-current Subscription period. Galleon will provide at least 30 days' prior written notice of any fee change, giving you the opportunity to cancel your Subscription before the change takes effect. Your continued use of the Services after a fee change takes effect constitutes acceptance of the modified fee.

Add-Ons and Custom Plans

Galleon may offer add-ons or custom plans, including additional buy boxes, on terms described at galleon.io or in a separate written agreement. Where a separate written agreement applies, it controls over these Terms to the extent of any conflict.

Payments and Payment Processing

Galleon uses Stripe, Inc. and its affiliates ("Stripe") as its third-party payment processor. Payment processing is subject to Stripe's terms of service and privacy policy available at stripe.com/legal and stripe.com/privacy (the "Stripe Agreements"). By subscribing, you agree to be bound by the Stripe Agreements as modified by Stripe from time to time. Galleon does not own, operate, or control Stripe and assumes no liability for payments processed through Stripe.

By providing a payment method, you authorize Galleon to charge it for your Subscription (monthly or annual, as elected) when your Trial ends and at each renewal, without further authorization, until you cancel your Subscription or change your payment method. Subscription fees do not include sales, use, value-added, or similar taxes. You are responsible for any such taxes that apply to your purchase, and Galleon may collect them where required by law.

If you have questions about a charge, contact us at info@galleon.io. We will work with you in good faith to resolve it. Galleon has final discretion in how billing disputes are resolved.

Refund Policy

If you purchase an annual Subscription for the first time and change your mind, contact us at info@galleon.io within 14 days of the charge and we will refund it in full.

Outside of that window, and except where required by law, Subscription fees are non-refundable. Galleon may consider other refund requests on a case-by-case basis at its sole discretion. If you cancel, you may continue to use the Services through the end of your current billing period but will not receive a prorated refund. If Galleon terminates your Subscription for reasons other than your breach of these Terms, you will receive a prorated refund of any prepaid fees for Services not yet rendered as of the termination date.

Your Use of the Services

You may use the Services for your own real estate investment activities, including activities conducted through entities you own or control. By using the Services, you represent and warrant that:

• You meet the eligibility requirements set forth in the section titled "Who May Use the Services."
• You will use the Services only for lawful purposes and in compliance with all applicable laws and regulations.
• You will not use the Services to provide investment advice, portfolio management services, financial advisory services, or any similar professional service to third parties.
• You will not use the Services to build competing products or services or to systematically collect data for commercial redistribution.
• You will comply with the section titled "Restrictions on Provider Data."
• You will keep your Account credentials confidential and will not share access to the Services with unauthorized third parties.
• You will not resell, sublicense, or otherwise transfer access to the Services to any third party.
• You will not use any automated means to access or extract data from the Services except as expressly permitted by Galleon in writing.

General Prohibitions

You agree not to do any of the following:

• Use, display, mirror, or frame the Services or any Galleon trademark, logo, or proprietary information without Galleon's express written consent.
• Use the Services in any manner that violates applicable federal, state, local, or international law or regulation.
• Access, tamper with, or use non-public areas of the Services, Galleon's computer systems, or the technical delivery systems of Galleon's providers.
• Impersonate or attempt to impersonate Galleon, a Galleon employee, another user, or any other person or entity.
• Attempt to probe, scan, or test the vulnerability of any Galleon system or network or breach any security or authentication measures.
• Circumvent any technological measure implemented by Galleon or its providers to protect the Services, including plan limits.
• Use any robot, spider, or other automated device or process to access or monitor the Services except as expressly permitted by Galleon in writing.
• Attempt to decipher, decompile, disassemble, or reverse engineer the Services or any software used to operate the Services.
• Collect or store personally identifiable information from the Services without authorization.
• Encourage or enable any other individual to do any of the foregoing.

Content and Intellectual Property

Galleon's Ownership

The Services and all underlying software, algorithms, interfaces, technology, databases, tools, processes, methods, documentation, and improvements thereto are and will remain the exclusive property of Galleon Technologies, Inc. and its licensors. Galleon and Operator are trademarks of Galleon Technologies, Inc. You agree not to remove, alter, or obscure any copyright, trademark, or other proprietary rights notices incorporated in or accompanying the Services.

Third-Party Software

The Services may include software components licensed from third parties or under open source licenses. Those components are governed by their own license terms, which control over these Terms with respect to those components only. Nothing in this section makes the Services themselves open source.

License to Use the Services

Subject to your compliance with these Terms and your applicable Subscription plan, Galleon grants you a limited, non-exclusive, non-transferable license to access and use the Services solely for your own real estate investment activities, including activities conducted through entities you own or control.

Feedback

If you provide Galleon with feedback, comments, or suggestions for improvements to the Services ("Feedback"), you assign all rights, title, and interest in that Feedback to Galleon. If such assignment is ineffective for any reason, you grant Galleon a non-exclusive, perpetual, irrevocable, royalty-free, worldwide license to use, reproduce, modify, distribute, and otherwise exploit that Feedback without restriction.

Third-Party Content and Links

The Services may contain links to third-party websites or resources. Galleon provides these links as a convenience only and is not responsible for the content, products, or services available from those websites or resources. You assume all risk arising from your use of any third-party websites or resources.

Copyright Policy

Galleon respects the intellectual property rights of others and responds to good-faith claims of copyright infringement. If you believe content available through the Services infringes your copyright, submit a written notice to our Copyright Agent at info@galleon.io or Galleon Technologies, Inc., 697 3rd Ave #222, New York, NY 10017, Attn: Legal, that includes:

• An electronic or physical signature of the person authorized to act on behalf of the copyright owner.
• A description of the copyrighted work claimed to have been infringed, including the URL or a copy of the work.
• Identification of the URL or specific location on the Service where the allegedly infringing material is located.
• Your name, address, telephone number, and email address.
• A statement that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.
• A statement, made under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Galleon may terminate, in appropriate circumstances, the accounts of users who are repeat copyright infringers.

Disclaimers

Galleon does not own, control, offer, or manage any real estate listings or properties. Galleon is not a party to any real estate transaction, nor is Galleon a real estate agent, broker, fiduciary, or advisor. Galleon is not acting as an agent in any capacity for any user.

Indemnity

To the extent permitted by law, you agree to indemnify, defend, and hold harmless Galleon Technologies, Inc. and its parents, subsidiaries, affiliates, assigns, officers, directors, employees, agents, and service providers from any and all claims, demands, damages, suits, losses, liabilities, and causes of action (including reasonable attorneys' fees and the cost of any final judgment or settlement) arising directly or indirectly from: (i) your use of the Services; (ii) your Portfolio Data; (iii) your use of Provider Data, including any outreach to property owners; (iv) your failure to comply with these Terms; or (v) your violation of any applicable laws, rules, or regulations.

Limitation of Liability

Dispute Resolution

If you have any concern or dispute about the Services, you agree to first attempt to resolve it informally by contacting Galleon at info@galleon.io.

Binding Arbitration

You agree that any and all disputes or claims that have arisen or may arise between you and Galleon, whether arising out of or relating to these Terms (including any alleged breach), the Services, any advertising, or any aspect of the relationship or transactions between us, will be resolved exclusively through final and binding arbitration rather than in court, except that you may assert individual claims in small claims court if your claims qualify.

By agreeing to these Terms, you and Galleon are each waiving the right to a trial by jury or to participate in a class action. The Federal Arbitration Act governs the interpretation and enforcement of this arbitration agreement.

Prohibition of Class Actions

Pre-Arbitration Dispute Resolution

Before commencing arbitration, a party who intends to seek arbitration must first send written notice of the dispute to the other party by certified mail. Notice to Galleon should be sent to: Galleon Technologies, Inc., 697 3rd Ave., Suite #222, New York, NY 10017. The notice must describe the nature and basis of the claim and the specific relief sought. If the parties do not resolve the dispute within 60 calendar days after the notice is received, either party may commence an arbitration proceeding.

Arbitration Procedures

Arbitration will be conducted by a neutral arbitrator in accordance with the American Arbitration Association's Consumer Arbitration Rules, as modified by this agreement. For claims of $10,000 or less, the claimant may choose whether arbitration is conducted by document submission, telephonic hearing, or in-person hearing. For claims exceeding $10,000, the right to a hearing will be determined by the AAA Rules. The arbitrator will issue a reasoned written decision.

Costs of Arbitration

If the value of relief sought is $75,000 or less, Galleon will pay all arbitration filing, administration, and arbitrator fees upon your request. If the value exceeds $75,000 and you can demonstrate economic inability to pay your portion of fees, Galleon will pay your portion.

Confidentiality

All aspects of the arbitration proceeding, and any ruling, decision, or award by the arbitrator, will be strictly confidential.

Governing Law and Venue

These Terms are governed by the laws of the State of Delaware, without regard to its conflict of laws provisions. With respect to any disputes or claims not subject to arbitration, you and Galleon each submit to the personal and exclusive jurisdiction of the state and federal courts located within the Southern District of New York.

Termination

Galleon may terminate or suspend your Account immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the Services will cease immediately and your Portfolio Data will be retained for 90 days before permanent deletion, as described in the Portfolio Data section.

Galleon reserves the right to discontinue the Services or any part thereof at any time, with or without notice. Galleon will not be liable to you or any third party for any termination of your access to the Services.

General Provisions

Notices

Notices from Galleon under these Terms will be provided via email to your registered address or by posting to the Services. The date of receipt for email notices is the date of transmission.

Waiver

Galleon's failure to enforce any right or provision of these Terms will not be considered a waiver. Any waiver is effective only if in writing and signed by a duly authorized representative of Galleon.

Severability

If any provision of these Terms is held to be unenforceable or invalid, that provision will be modified to accomplish its objectives to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

Force Majeure

Galleon is not liable for any delay or failure to perform caused by events beyond its reasonable control, including acts of government, war, terrorism, civil unrest, labor disputes, fire, flood, natural disaster, epidemic, failure of utilities or internet infrastructure, or the acts or omissions of Data Providers or other third-party service providers.

Survival

Any provision of these Terms that by its nature should survive termination will survive, including the sections titled Investment and Real Estate Disclaimer, Portfolio Data, Third-Party Data Providers, Refund Policy, Content and Intellectual Property, Disclaimers, Indemnity, Limitation of Liability, Dispute Resolution, Governing Law and Venue, and General Provisions.

Entire Agreement

These Terms, together with the Privacy Policy and any Additional Terms applicable to specific features, constitute the entire and exclusive agreement between Galleon and you regarding your use of the Services and supersede all prior agreements between the parties on that subject. You may not assign or transfer these Terms without Galleon's prior written consent. Galleon may freely assign or transfer these Terms without restriction.

Translation

In the event of any conflict between a translated version of these Terms and the original English version, the English version will control.

Jurisdiction-Specific Provisions

California Users

Under California Civil Code Section 1789.3, California users may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs at dca@dca.ca.gov, at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210. You may also contact Galleon at info@galleon.io.

New Jersey Users

The sections titled "Disclaimers," "Indemnity," and "Limitation of Liability" are intended to be only as broad as permitted under the laws of the State of New Jersey. If any portion of those sections is held invalid under New Jersey law, the invalidity of that portion will not affect the validity of the remaining portions.

European Union Users

If you are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which you reside.

United States Legal Compliance

You represent and warrant that (i) you are not located in a country subject to a United States government embargo or designated as a terrorist-supporting country and (ii) you are not listed on any United States government list of prohibited or restricted parties.

Contact Us

If you have any questions about these Terms or the Services, please contact us at:

Galleon Technologies, Inc.
697 3rd Ave., Suite #222
New York, NY 10017
info@galleon.io