Terms of Use

Galleon Technologies, Inc. · Operator · Effective: February 20, 2026

Welcome to Galleon

Galleon is a real estate investment intelligence platform owned and operated by Galleon Technologies, Inc., a Delaware corporation. The Services include:

Operator is a portfolio intelligence platform for real estate investors. Core features are available at no charge. Certain features are available only with a paid Subscription, as specified below:

Free Tier (no charge):

  • Portfolio tracking: enter and manage your property portfolio as a system of record
  • Deal analysis tools and financing calculators

Awareness Tier ($25/month):

  • Rent comparable monitoring: automated alerts when any unit in your portfolio is priced 10% or more below market comps by bedroom count and location, with quantified annual loss estimates
  • Lender-ready portfolio PDF export: formatted, exportable portfolio reports suitable for submission to lenders and underwriters

Foresight Tier ($40/month):

  • Buy box monitoring: define acquisition criteria once and receive a daily digest of property listings matching those criteria across monitored markets
  • Context-aware calculator: financing calculator that evaluates prospective acquisitions against your existing portfolio composition, cost of capital, and investment thesis

These Terms of Use (the "Terms"), along with our Privacy Policy, govern your use of our website (galleon.io), mobile app, and all features we provide (collectively, the "Services"). By using the Services, you acknowledge that you have read and understood these Terms and agree to be bound by them.

If you do not agree with any part of these Terms, you must not use the Services.

Important Notice Regarding Arbitration

PLEASE READ THESE TERMS OF USE CAREFULLY, AS THEY CONTAIN AN AGREEMENT TO ARBITRATE AND OTHER IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS. THE AGREEMENT TO ARBITRATE REQUIRES (WITH LIMITED EXCEPTION) THAT YOU SUBMIT CLAIMS YOU HAVE AGAINST US TO BINDING AND FINAL ARBITRATION, AND FURTHER THAT: (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST COMPANY ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING; (2) YOU WILL ONLY BE PERMITTED TO SEEK RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ON AN INDIVIDUAL BASIS; AND (3) YOU MAY NOT BE ABLE TO HAVE ANY CLAIMS YOU HAVE AGAINST US RESOLVED BY A JURY OR IN A COURT OF LAW.

Investment and Real Estate Disclaimer

Galleon is not a registered financial advisor, broker-dealer, real estate broker, or licensed professional. The Services provide informational tools and analysis for educational purposes only and should not be construed as investment advice, real estate advice, tax advice, or legal advice. All investment and real estate decisions carry risk, and past performance does not guarantee future results. You are solely responsible for evaluating the merits and risks of any investment or real estate transaction. We strongly recommend consulting with licensed financial advisors, real estate professionals, tax advisors, and legal counsel before making any investment decisions. Galleon and its affiliates will not be held liable for any losses or damages arising from investment or real estate decisions made based on information provided through the Services.

The following additional disclaimers apply to specific features of the Services:

Automated Valuation Models (AVMs).

Property value estimates sourced from third-party data providers including REAPI and BatchData are estimates only and may not reflect actual market value. Galleon makes no representation as to their accuracy, timeliness, or completeness.

Rent Comparable Data.

Rent comparable data sourced from Rentometer, RentRange, and similar providers reflects market data at a point in time and is not guaranteed to represent achievable rents for any specific property. Rent comp monitoring is available only to subscribers on the Awareness Tier or above.

Financial Calculations.

All financing calculations, IRR outputs, cash-on-cash projections, cap rate estimates, and similar metrics are mathematical outputs based solely on user-provided inputs and, where applicable, third-party data. Galleon does not verify the accuracy of user-provided data. Outputs are only as reliable as the inputs. Nothing generated by the Services constitutes a financial projection or guarantee of future performance.

Lender-Ready PDF Exports.

Lender-ready PDF exports are formatting tools only. Galleon makes no representation that any lender will accept, rely upon, or approve any financing based on documents generated through the Services. This feature is available only to subscribers on the Awareness Tier or above.

Buy Box Monitoring.

Buy box monitoring surfaces property listings based on user-defined criteria. It does not constitute a recommendation, endorsement, or evaluation of any property. Listing availability, pricing, and accuracy may change without notice. Users are solely responsible for conducting their own due diligence on any property surfaced through buy box monitoring. This feature is available only to subscribers on the Foresight Tier or above.

Portfolio Data

Your Ownership of Portfolio Data

You retain all ownership rights to the data you input about your properties, including addresses, purchase prices, acquisition dates, loan terms, rental income, operating expenses, and all other information you provide about your real estate portfolio (collectively, "Portfolio Data"). Galleon does not claim ownership of Portfolio Data.

License to Portfolio Data

By entering Portfolio Data into the Services, you grant Galleon a limited, non-exclusive, non-transferable license to process, store, and use your Portfolio Data solely for the purpose of providing the Services to you. Galleon will not sell, license, or otherwise transfer your Portfolio Data to third parties except as expressly required to operate the Services, including passing property addresses to third-party data providers to return valuation estimates or rent comparable data.

Aggregated and Anonymized Data

Galleon may aggregate and anonymize Portfolio Data across its user base for internal analytics, product development, and market intelligence purposes. Such aggregated data will not identify any individual user or their specific properties.

Your Responsibility for Data Accuracy

You are solely responsible for the accuracy and completeness of Portfolio Data you input. Galleon has no obligation to verify Portfolio Data and is not liable for outputs, calculations, reports, or alerts generated from inaccurate, incomplete, or outdated Portfolio Data.

Data Retention and Export

Galleon will retain your Portfolio Data for the duration of your account and for a period of 90 days following account termination or cancellation, after which Portfolio Data will be permanently deleted from our systems. You may export your Portfolio Data at any time prior to account termination through the account settings.

Third-Party Data Providers

The Services integrate with third-party data providers including but not limited to REAPI, BatchData, Rentometer, and RentRange (collectively, "Data Providers") to deliver property valuations, rent comparable data, listing data, and related information. Galleon does not control Data Providers and makes no representation as to the accuracy, timeliness, completeness, or availability of data sourced from Data Providers. Each Data Provider's own terms of service and privacy policies govern their respective data practices. Galleon is not liable for any inaccuracies, outages, interruptions, or errors originating from Data Providers, including any downstream impact on calculations, alerts, or reports generated within the Services.

Buy Box Monitoring

Buy box monitoring is an automated alert service that surfaces property listings matching user-defined acquisition criteria. This feature is available exclusively to subscribers on the Foresight Tier ($40/month) or any higher tier.

The following limitations apply to buy box monitoring:

  • Galleon does not verify the accuracy of listing data sourced from third-party listing providers. Listing prices, availability, and details may change without notice.
  • A match against your buy box criteria does not constitute a recommendation, endorsement, or assessment of any property's legal, physical, financial, or investment merit.
  • Users are solely responsible for conducting independent due diligence on any property surfaced through buy box monitoring before making any acquisition decision.
  • Galleon makes no representation that any listed property will be available for purchase or that any listing data is accurate at the time of user review.

Changes to Terms and Services

Our Services are evolving, and we may update them and these Terms from time to time. If we modify the Terms materially, we will provide at least 30 days' notice either by posting the updated Terms within the Services or through direct communication to your registered email address. If you continue to use the Services after updated Terms have taken effect, you are agreeing to be bound by them. If you do not agree to be bound by updated Terms, you must discontinue use of the Services.

Galleon may, at its sole discretion, change or discontinue all or any part of the Services at any time and without notice. Galleon reserves the right to establish general practices and limits concerning use of the Services, including the maximum period that data will be retained and the maximum storage allotted on Galleon's or its third-party providers' servers. Galleon has no responsibility or liability for deletion or failure to store any data or content maintained or uploaded through the Services.

Accessing the Services

You are responsible for obtaining the data network access necessary to use the Services. Your mobile network's data and messaging rates may apply if you access the Services from a mobile device. You are responsible for acquiring and updating compatible hardware or devices necessary to access the Services. Galleon does not guarantee that the Services, or any portion thereof, will function on any particular hardware or device. The Services may be subject to malfunctions and delays inherent in the use of the internet and electronic communications. Galleon will not be liable for any outages to the Services that may occur for any reason.

Who May Use the Services

You may use the Services only if (1) you are 18 years of age or older (or the legal age of majority in your jurisdiction) and (2) you are capable of forming a binding contract with Galleon and are not barred from using the Services under applicable law.

To use the Services, you must create an account ("Account"). You agree to provide accurate, complete, and current information for your Account and to update that information as necessary to keep it accurate. Failure to do so may result in suspension or termination of your Account. You agree not to disclose your Account login credentials to any third party and to notify us immediately of any unauthorized use of your Account. You are responsible for all activity that occurs under your Account.

Galleon reserves the right to disable any account, username, password, or access at any time, in its sole discretion, for any reason including violation of these Terms.

Subscriptions

Subscription Tiers and Features

Certain features of the Services are available only with a paid Subscription. The features available at each subscription tier are described in the Welcome section of these Terms and on the Galleon website. Galleon may modify the features included in each tier with 30 days' notice.

Subscription Period and Renewal

Paid Subscriptions are billed in advance on a recurring monthly or annual basis depending on the plan you select. At the end of each billing period, your Subscription will automatically renew under the same conditions unless you cancel it or Galleon cancels it.

Cancellation

You may cancel your Subscription renewal through your Account settings or by contacting us at info@galleon.io. You will not receive a refund for fees already paid for your current Subscription period. You will retain access to paid features through the end of your current billing period.

Billing

You must provide accurate and complete billing information. Should automatic billing fail, Galleon will issue an electronic invoice requiring manual payment within the deadline specified in that invoice.

Fee Changes

Galleon may modify Subscription fees at any time, effective at the end of the then-current Subscription period. Galleon will provide at least 30 days' prior written notice of any fee change, giving you the opportunity to cancel your Subscription before the change takes effect. Your continued use of the Services after a fee change takes effect constitutes acceptance of the modified fee.

Payments and Payment Processing

Galleon uses Stripe, Inc. and its affiliates ("Stripe") as its third-party payment processor. Payment processing is subject to Stripe's terms of service and privacy policy available at stripe.com/legal and stripe.com/privacy (the "Stripe Agreements"). By subscribing to paid features, you agree to be bound by the Stripe Agreements as modified by Stripe from time to time. Galleon does not own, operate, or control Stripe and assumes no liability for payments processed through Stripe.

By subscribing, you authorize Galleon to submit periodic charges to your payment method (monthly or annual, as elected) without further authorization until you cancel your Subscription or change your payment method. Subscription fees may include applicable sales or similar taxes.

If you have questions about a charge, contact us at info@galleon.io. Galleon has sole discretion to determine how billing disputes are resolved.

Refund Policy

Except where required by law, paid Subscription fees are non-refundable. Galleon may consider refund requests on a case-by-case basis at its sole discretion. If you provide notice of non-renewal, you may continue to use the Services through the end of your current billing period but will not receive a prorated refund. Galleon reserves the right to cancel any transaction and terminate the Services at any time, in which case you will receive a prorated refund of any prepaid fees for Services not yet rendered as of the termination date.

Your Use of the Services

You may use the Services for your personal real estate investment and portfolio management activities. By using the Services, you represent and warrant that:

  • You meet the eligibility requirements set forth in the section titled "Who May Use the Services."
  • You will use the Services only for lawful purposes and in compliance with all applicable laws and regulations.
  • You will not use the Services to provide investment advice, portfolio management services, financial advisory services, or any similar professional service to third parties.
  • You will not use the Services to build competing products or services or to systematically collect data for commercial redistribution.
  • You will keep your Account credentials confidential and will not share access to the Services with unauthorized third parties.
  • You will not resell, sublicense, or otherwise transfer access to the Services to any third party.
  • You will not use any automated means to access or extract data from the Services without Galleon's express written consent.

General Prohibitions

You agree not to do any of the following:

  • Use, display, mirror, or frame the Services or any Galleon trademark, logo, or proprietary information without Galleon's express written consent.
  • Use the Services in any manner that violates applicable federal, state, local, or international law or regulation.
  • Access, tamper with, or use non-public areas of the Services, Galleon's computer systems, or the technical delivery systems of Galleon's providers.
  • Impersonate or attempt to impersonate Galleon, a Galleon employee, another user, or any other person or entity.
  • Attempt to probe, scan, or test the vulnerability of any Galleon system or network or breach any security or authentication measures.
  • Circumvent any technological measure implemented by Galleon or its providers to protect the Services.
  • Use any robot, spider, or other automated device or process to access or monitor the Services without authorization.
  • Attempt to decipher, decompile, disassemble, or reverse engineer the Services or any software used to operate the Services.
  • Collect or store personally identifiable information from the Services without authorization.
  • Encourage or enable any other individual to do any of the foregoing.

Content and Intellectual Property

Galleon's Ownership

The Services and all underlying software, algorithms, interfaces, technology, databases, tools, processes, methods, documentation, and improvements thereto are and will remain the exclusive property of Galleon Technologies, Inc. and its licensors. Galleon® and Operator® are trademarks of Galleon Technologies, Inc. You agree not to remove, alter, or obscure any copyright, trademark, or other proprietary rights notices incorporated in or accompanying the Services.

License to Use the Services

Subject to your compliance with these Terms and your applicable Subscription tier, Galleon grants you a limited, non-exclusive, non-transferable license to access and use the Services solely for your personal real estate investment and portfolio management purposes.

Feedback

If you provide Galleon with feedback, comments, or suggestions for improvements to the Services ("Feedback"), you assign all rights, title, and interest in that Feedback to Galleon. If such assignment is ineffective for any reason, you grant Galleon a non-exclusive, perpetual, irrevocable, royalty-free, worldwide license to use, reproduce, modify, distribute, and otherwise exploit that Feedback without restriction.

Third-Party Content and Links

The Services may contain links to third-party websites or resources. Galleon provides these links as a convenience only and is not responsible for the content, products, or services available from those websites or resources. You assume all risk arising from your use of any third-party websites or resources.

Copyright Policy

Galleon respects the intellectual property rights of others and responds to good-faith claims of copyright infringement. If you believe content available through the Services infringes your copyright, submit a written notice to our Copyright Agent at info@galleon.io or Galleon Technologies, Inc., 697 3rd Ave #222, New York, NY 10017, Attn: Legal, that includes: (1) An electronic or physical signature of the person authorized to act on behalf of the copyright owner. (2) A description of the copyrighted work claimed to have been infringed, including the URL or a copy of the work. (3) Identification of the URL or specific location on the Service where the allegedly infringing material is located. (4) Your name, address, telephone number, and email address. (5) A statement that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law. (6) A statement, made under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Galleon may terminate, in appropriate circumstances, the accounts of users who are repeat copyright infringers.

Disclaimers

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTY OR CONDITION, EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY LAW, GALLEON SPECIFICALLY DISCLAIMS ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

FINANCIAL CALCULATIONS, PROJECTIONS, AND METRICS GENERATED BY THE SERVICES, INCLUDING BUT NOT LIMITED TO IRR, CASH-ON-CASH RETURN, CAP RATE, CASH FLOW, AND DEBT SERVICE COVERAGE RATIO, ARE MATHEMATICAL OUTPUTS BASED SOLELY ON USER-PROVIDED INPUTS AND, WHERE APPLICABLE, THIRD-PARTY DATA. THEY DO NOT CONSTITUTE FINANCIAL PROJECTIONS, INVESTMENT ADVICE, OR GUARANTEES OF FUTURE PERFORMANCE. GALLEON IS NOT RESPONSIBLE FOR DECISIONS MADE IN RELIANCE ON THESE OUTPUTS.

WE DO NOT WARRANT THAT YOUR USE OF THE SERVICES WILL BE ACCURATE, COMPLETE, RELIABLE, CURRENT, SECURE, UNINTERRUPTED, ALWAYS AVAILABLE, OR ERROR-FREE. WE DISCLAIM ALL LIABILITY FOR CONNECTIVITY AND AVAILABILITY OF THE SERVICES AND FOR ANY RESULTS OR OUTPUTS PROVIDED VIA THE SERVICES.

Galleon does not own, control, offer, or manage any real estate listings. Galleon is not a party to any real estate transaction, nor is Galleon a real estate agent, broker, fiduciary, or advisor. Galleon is not acting as an agent in any capacity for any user.

Indemnity

To the extent permitted by law, you agree to indemnify, defend, and hold harmless Galleon Technologies, Inc. and its parents, subsidiaries, affiliates, assigns, officers, directors, employees, agents, and service providers from any and all claims, demands, damages, suits, losses, liabilities, and causes of action (including reasonable attorneys' fees and the cost of any final judgment or settlement) arising directly or indirectly from: (i) your use of the Services; (ii) your Portfolio Data; (iii) your failure to comply with these Terms; or (iv) your violation of any applicable laws, rules, or regulations.

Limitation of Liability

NEITHER GALLEON NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SERVICES WILL BE LIABLE FOR ANY INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, OR DAMAGES FOR LOST PROFITS, LOST REVENUES, LOST SAVINGS, LOST BUSINESS OPPORTUNITY, LOSS OF DATA OR GOODWILL, SERVICE INTERRUPTION, COMPUTER DAMAGE OR SYSTEM FAILURE, OR THE COST OF SUBSTITUTE SERVICES OF ANY KIND, ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR FROM YOUR USE OF, OR INABILITY TO USE, THE SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT GALLEON HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.

IN NO EVENT WILL GALLEON'S TOTAL LIABILITY ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR FROM THE USE OF OR INABILITY TO USE THE SERVICES EXCEED THE AMOUNT ACTUALLY PAID BY YOU TO GALLEON IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM, OR ONE HUNDRED US DOLLARS ($100) IF YOU HAVE NOT MADE ANY PAYMENT TO GALLEON. THE EXCLUSIONS AND LIMITATIONS OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN GALLEON AND YOU.

Dispute Resolution

If you have any concern or dispute about the Services, you agree to first attempt to resolve it informally by contacting Galleon at info@galleon.io.

Binding Arbitration

You agree that any and all disputes or claims that have arisen or may arise between you and Galleon, whether arising out of or relating to these Terms (including any alleged breach), the Services, any advertising, or any aspect of the relationship or transactions between us, will be resolved exclusively through final and binding arbitration rather than in court, except that you may assert individual claims in small claims court if your claims qualify.

By agreeing to these Terms, you and Galleon are each waiving the right to a trial by jury or to participate in a class action. The Federal Arbitration Act governs the interpretation and enforcement of this arbitration agreement.

Prohibition of Class Actions

YOU AND GALLEON AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. THE ARBITRATOR MAY AWARD RELIEF ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF FOR THAT PARTY'S INDIVIDUAL CLAIM.

Pre-Arbitration Dispute Resolution

Before commencing arbitration, a party who intends to seek arbitration must first send written notice of the dispute to the other party by certified mail. Notice to Galleon should be sent to: Galleon Technologies, Inc., 697 3rd Ave., Suite #222, New York, NY 10017. The notice must describe the nature and basis of the claim and the specific relief sought. If the parties do not resolve the dispute within 60 calendar days after the notice is received, either party may commence an arbitration proceeding.

Arbitration Procedures

Arbitration will be conducted by a neutral arbitrator in accordance with the American Arbitration Association's Consumer Arbitration Rules, as modified by this agreement. For claims of $10,000 or less, the claimant may choose whether arbitration is conducted by document submission, telephonic hearing, or in-person hearing. For claims exceeding $10,000, the right to a hearing will be determined by the AAA Rules. The arbitrator will issue a reasoned written decision.

Costs of Arbitration

If the value of relief sought is $75,000 or less, Galleon will pay all arbitration filing, administration, and arbitrator fees upon your request. If the value exceeds $75,000 and you can demonstrate economic inability to pay your portion of fees, Galleon will pay your portion.

Confidentiality

All aspects of the arbitration proceeding, and any ruling, decision, or award by the arbitrator, will be strictly confidential.

Governing Law and Venue

These Terms are governed by the laws of the State of Delaware, without regard to its conflict of laws provisions. With respect to any disputes or claims not subject to arbitration, you and Galleon each submit to the personal and exclusive jurisdiction of the state and federal courts located within the Southern District of New York.

Termination

Galleon may terminate or suspend your Account immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the Services will cease immediately and your Portfolio Data will be retained for 90 days before permanent deletion, as described in the Portfolio Data section.

Galleon reserves the right to discontinue the Services or any part thereof at any time, with or without notice. Galleon will not be liable to you or any third party for any termination of your access to the Services.

General Provisions

Notices

Notices from Galleon under these Terms will be provided via email to your registered address or by posting to the Services. The date of receipt for email notices is the date of transmission.

Waiver

Galleon's failure to enforce any right or provision of these Terms will not be considered a waiver. Any waiver is effective only if in writing and signed by a duly authorized representative of Galleon.

Severability

If any provision of these Terms is held to be unenforceable or invalid, that provision will be modified to accomplish its objectives to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms, together with the Privacy Policy and any Additional Terms applicable to specific features, constitute the entire and exclusive agreement between Galleon and you regarding your use of the Services and supersede all prior agreements between the parties on that subject. You may not assign or transfer these Terms without Galleon's prior written consent. Galleon may freely assign or transfer these Terms without restriction.

Translation

In the event of any conflict between a translated version of these Terms and the original English version, the English version will control.

Jurisdiction-Specific Provisions

California Users

Under California Civil Code Section 1789.3, California users may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs at dca@dca.ca.gov, at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210. You may also contact Galleon at info@galleon.io.

New Jersey Users

The sections titled "Disclaimers," "Indemnity," and "Limitation of Liability" are intended to be only as broad as permitted under the laws of the State of New Jersey. If any portion of those sections is held invalid under New Jersey law, the invalidity of that portion will not affect the validity of the remaining portions.

European Union Users

If you are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which you reside.

United States Legal Compliance

You represent and warrant that (i) you are not located in a country subject to a United States government embargo or designated as a terrorist-supporting country and (ii) you are not listed on any United States government list of prohibited or restricted parties.

Contact Us

If you have any questions about these Terms or the Services, please contact us at:

Galleon Technologies, Inc.
697 3rd Ave., Suite #222
New York, NY 10017
info@galleon.io