
The 1% Rule in Real Estate: When It Works and When It Fails
The 1% rule says monthly rent should equal 1% of purchase price. Here's when it works, when it fails, and what to use instead at 7%+ rates.
THE GALLEON JOURNAL
Deal math. Investor strategy. No fluff.
20 articles

The 1% rule says monthly rent should equal 1% of purchase price. Here's when it works, when it fails, and what to use instead at 7%+ rates.

A comparable market analysis for rentals compares your property to similar rentals to set accurate rent. Here's how to pull comps like a pro.

A DSCR loan qualifies you based on property cash flow, not personal income. Here's how DSCR loans work, what they cost, and when to use them.

Equity multiple = Total Distributions ÷ Total Equity Invested. A 2.0x multiple means you doubled your money. Formula, worked examples, and benchmarks.

A good cash on cash return is 8-12% for most rental properties. Here's what affects CoC, how to calculate it, and when to accept lower returns.

How to analyze a rental property: calculate pure cash flow, CAPEX, and cash-on-cash return using every real expense. Live duplex deal walkthrough included.

How to build a real estate portfolio: acquire one property at a time with strategic financing, then scale through reinvestment. The exact playbook.

Managing rental properties yourself? Self-managing landlords lose $2,000-5,000/year to avoidable mistakes. Here are the 7 errors and how to fix them.

A real estate deal analysis spreadsheet calculates cash flow, returns, and key metrics before you buy. Here's what to include and common mistakes to avoid.

Real estate portfolio management software tracks income, expenses, and performance across all your properties. Here's what to look for and how tools compare.

A rental inspection checklist documents property condition at move-in and move-out. Use this 47-point checklist to protect your security deposit.

Free rental property analysis spreadsheet calculates cash flow, cap rate, cash-on-cash return, and DSCR. Worked example on a $195K single-family rental.